Occupy Our Homes Victories

Homeowners, renters, and the homeless joined forces to fight the banks and reclaim our communities. All over the country, we declared that housing is a human right. We came together, occupying our homes to prevent eviction, disrupting foreclosure auctions, restoring vacant homes to community use, and protesting the banks that caused this mess in the first place. And we showed time and again that when people fought for their homes, they could win.

Here is a partial list of some of the victories of the Occupy Our Homes movement over the last year.

Atlanta: Cobb County Home Owner Stands Up To Wells Fargo

 

Occupy Our Homes Atlanta is working with a Cobb County homeowner named Steve Boudreaux to help him get Wells Fargo to allow him to stay in his home. American Friends Service Committee/Atlanta has an update on their blog:

After battling unemployment and struggling to make payments on his mortgage, Cobb County resident Steve Boudreaux did what any diligent homeowner would do–he applied for an emergency home loan modification to stay in his home at a rate he could afford. Everything was all set to move forward until the IRS delayed in getting tax transcripts to his bank, Wells Fargo. Wells Fargo, rather than wait for the transcripts to come in, pushed forward with a foreclosure sale, even though the modification application was incomplete due to no fault of Steve’s own. To add insult to injury, the transcripts were delivered the day after the foreclosure sale.

Today Steve was joined by Occupy Our Homes ATL and Cobb United for Change at the Wells Fargo branch that Steve originally applied and received his home lone with one simple message, “You have all the information you need! Make a deal to keep Steve in his home!”

Cobb United for Change and Occupy Our Homes are ready to stand up with Steve to keep him in his home. Will you?

You can help Steve and call Luis Fortin of the Wells Fargo “Home Preservation” Team and demand he work to keep Steve in his home.

To reach Mr. Fortin call 877-458-8418. Once connected dial 0 until you are asked for an extension. Luis is ext. 31560.

Make sure to tell him that “Wells Fargo needs to work with Steve Boudreaux at 1525 Rubes Landing in Marietta. Set aside the foreclosure and make a deal to keep Steve in his home!”

 

AZ: Save Lilly Washington’s Home

Arizona Mother and Homeowner Lilly Washington returned home from visiting her injured son in a US Military Hospital in Germany, to find that despite written confirmation from Bank of America that they would suspend their foreclosure proceedings until she returned, the bank illegally sold her home to Fannie Mae in a trustee’s sale. Fannie Mae then changed the locks, and sent all of her belongings, including her son’s Purple Heart medal from his service in Iraq, to the city dump.

Despite this crushing setback, Lilly refused to give up. She moved back in and won a stay of eviction that granted the right to legally stay in her home as a renter. Now Lilly is fighting to recover ownership of her home and demand justice from Bank of America and Fannie Mae. And she needs your help.

DC: Protect a Paramedic’s Home! Stop Chase!

For 23 years, Deborah Harris had the back of everyone in our nation’s Capitol. As a paramedic, or first responder as they are also known, she went to work everyday prepared to save anyone’s life.

She was injured on the job, causing her to lose wages and fall behind on her mortgage.

While she earned the right for everyone to have her back, three banks have pushed Deborah into foreclosure.

Rochester, NY: Facing Foreclosure, Leonard Spears Pledges to Stay in His Home

Leonard Spears and Take Back the Land Rochester are calling on the community to protest Wells Fargo and Freddie Mac’s move displace Leonard from his home at 26 Ries St., Rochester, NY 14611. Despite 10-12 attempts at a mortgage modification, Wells Fargo refused to negotiate with Leonard and instead asked him to continually resubmit the same paperwork. In order to take his home as quickly as possible Wells Fargo never served Leonard the Summons and Complaint for the foreclosure action, denying him proper recourse to defend his home in court. Instead Wells Fargo fabricated the paperwork saying they served Leonard and claiming he was up to 6 feet tall with black, brown, and blond hair!  Unfortunately for Wells Fargo, Leonard is about 5’6”, bald and has never had blond or brown hair.  In a further stroke of fraud, lawyers for Wells Fargo reveal that their client didn’t own the mortgage or note when they foreclosed on Leonard Spears giving them zero legal standing to foreclose in the first place.  To add insult to injury, when Wells Fargo foreclosed on Mr. Spears, they sold his house to Freddie Mac for $500.  Now Freddie Mac is trying to evict Leonard and gave him 90 days to vacate on March 30, 2012. We demand that Freddie Mac withdraw the eviction and that Wells Fargo withdraw the foreclosure and work out a reasonable settlement with Leonard.

Minneapolis: Take Action to Save John Vinje’s Home!

 

 

John Vinje and Lucinda Adams-Vinje bought their home in 2008 for 148,000. Their payment was roughly $1,300 per month on a 30 yr fixed term. It was the 1st home that either of them had ever purchased. John had been an Air Force pilot during the Vietnam war before working for many years as a security officer. Lucinda had a well established 10 year career as a TSA agent at the Minneapolis airport. Lucinda chose the home because she had grown up in the South Metro area and her work is nearby. She also happens to love the house. John says “I’m not sure why, she just loves it.”

 

If they do nothing they will lose their home in April of 2012. This Air Force veteran and his wife have worked their entire adult life and now stand to lose the only home that either has ever owned.

What US Bank doesn’t realize is that John and his wife are fighters. They, along with a growing number of Minnesota homeowners, have taken a pledge to stand with their community and fight for their home.

PLEASE CALL U.S. Bank Sr. Vice President Tom Joyce TODAY: 612-303-3167. Tell U.S. Bank to postpone John Vinje’s sheriff’s sale and come to the table with a reasonable modification offer that will allow he and his family can stay in their home.

 

Pompano Beach, FL: The Delvas are fighting eviction

April 03, 2012

 

Amos and Claudine Delva bought their home on a quiet little street in Pompano Beach, Florida approximately 15 years ago. They signed the mortgage and note with IndyMac Federal Bank, FSB. In 2008, when the construction industry crashed, Mr. Delva, a construction worker, sensing that he might be in trouble if the downslide in the industry continued began actively working with IndyMac to modify his loan. Soon thereafter IndyMac Federal Bank, FSB filed its foreclosure Complaint, January 3, 2009.

The Delva’s are asking and what they have always asked for, is that IndyMac Federal Bank, FSB return the funds to the investment company, ILN Management, LLC and renegotiate the loan. Help us keep this family in their home by delivering this message:

“We, Amos and Claudine’s neighbors, friends, citizens of Broward County and the state of Florida demand that Amos and Claudine Delva of 270 NE 27th Street, Pompano Beach, FL (Broward County Case # CACE 09-000519 (05) be granted the right to stay in their home, the Summary Judgment be vacated, that the title be returned to the Delvas and for IndyMac to return the funds to the investor and to renegotiate the loan in good faith!”

 

San Francisco: Dexter Cato vs Wells Fargo

Dexter has lived in the Bayview-Hunter’s Point community in San Francisco his whole life and has watched the foreclosure crisis devastate his neighborhood. While mourning his wife’s death and struggling with only one income, he worked to get a loan modification. Instead, Wells Fargo gave him lost paperwork, contradictory answers, or simply ignored his phone calls altogether. And then they wrongfully foreclosed, evicting Dexter and his four kids.

So last week, with the support of his neighbors, his longshoreman union brothers and sisters (ILWU Locals 6. 10 and 91), SEIU Local 1021 and a large group of supporters, he reoccupied his home and announced that if Wells Fargo comes, he won’t go. Standing in solidarity with him were Monica Kenney, an Excelsior homeowner to whom Wells Fargo offered a forbearance agreement and then sold her home the very next day. and Archbishop Franzo King, a Bayview community leader who was fraudulently qualified for an unaffordable pick-a-pay loan and is now fighting the sale of his home. They were also joined by the rest of the Wells Fargo 8: Maria Villareal, Donna and Nuno Vieira, Victor Granada, Ernesto Viscarpa, and Alberto Del Rio.

San Francisco: Tell Bank of America: Negotiate with 75 year old Josephine Tolbert

Josephine Tolbert has lived in her home in the city’s Portola District since 1975, opening a daycare business there in 1995. After running into financial trouble a few years ago, Tolbert was sued and her daycare temporarily shut down. When she fell behind on her payments, Bank of America sold Tolbert’s home in a short sale to real estate company True Compass, who evicted the 75-year-old great-grandmother two weeks ago. The company changed the locks on the house while Tolbert was out. But Josephine, with the support of her neighbors stood up and fought back and got True Compass to back off from this eviction attempt.

Now Josephine is calling upon Bank of America to give her a permanent modification. You can help. Call Bank of America official Monica Lozano, and tell her to negotiate with Josephine.

Call Bank of America official Monica Lozano at 866-214-2430 and tell her (politely) that you are making an emergency call about Josephine Tolbert. Ask her to do the right thing and negotiate a permanent modification that will allow Josephine to stay in her home

If you get a voicemail leave a message.

 

Report the results of your call here.

 

Ms. Bertina Jones & Occupy DC are fighting to stop her eviction

MEET BERTINA: A familiar story to millions of Americans, Bank of America used the financial crisis to take advantage of Bertina Jones. Bertina did everything right. Like millions of Americans, she fell behind on her mortgage after losing her job in wake of the 2008 financial crisis. Hoping to take responsibility for missed payments, she met with Bank of America to renegotiate her mortgage, and was offered a modification in January of 2009. She kept making payments, and while the bank acknowledged it had received her money, it told her that her paperwork was lost. In the Summer of 2010, she was informed that the modification was off the table, and in September, Bank of America sold her mortgage to Freddie Mac which continued with foreclosure.